If you are lucky, you may not have to make an insurance claim ever, but sometimes things do go wrong and you may get involved into some unexpected event like an accident, or a natural disaster, in which case having insurance can get you out of many financial problems. An insurance policy is like a legal promise that you will get assistance when you need it.
The process of insurance claim consists in contacting your insurer and activating its response. It is a process, because your claim will be analyzed to determine whether you fall within your policy’s terms, and the insurer will determine the amount of compensation you are going to get.
The first step is to make a list of loses or damages and put together pieces of evidence (pictures, medical documents, written estimates of the damage made by professionals etc.) to explain the circumstances as best as possible.
Next, you must contact your insurer and follow the indications to file a claim. It's good to note that there are roofers experienced in roofing Austin Texas homes that will work with your insurance company. Once you do this, the investigation will begin. Your insurance company will send an adjuster who will make a complete investigation and go through your policy to determine what is covered and what it is not. The adjuster will also inform you of any applicable deductibles that may apply to you.
After the investigation is completed, you can start the repairs, if that is the case, and payment will be arranged by your insurance company, according to the complexity and severity of your situation.